Change Starts with You

A Bobcat's Choice, on Campus and Beyond


Countless students have found their path to financial health with UFCU’s “gotcha-free” accounts, our great mobile app, low-interest cards—and clear answers to your money questions. As your banking needs grow during school and beyond, we’d like to be by your side. There’s no time like now to start. Make a change for the better.

Eat 'em up, Cats!

More than Just an Account


Open a Free Checking account at UFCU, and become a Member, not just an account number. Our Members are part of a community of people looking to strengthen each other’s financial well-being. Plus, Members get a lifetime of access to exceptional Member support, unique products, convenient services, and much more:

  • Mobile app you can use to make deposits, pay bills, and block your cards
  • Instantly-issued replacement VISA® debit cards
  • No monthly fees or minimum balance requirements
  • Cut travel time with two campus-area locations, nine on-campus ATMs, plus more than 300 Credit Union Alliance ATMs.
  • More financial health resources, personal loans, rewards credit cards, and insurance

Open a Free Checking account, and you could win $1000!*

Get Started

Contact Us


(800) 252-8311 · (512) 467-8080

San Marcos Locations:

See All UFCU Locations

Tools You Can Use


Free Checking

Open a Free Checking account, and bank easy with no monthly fees or minimum balance requirements. Even after graduation, the account is free. Students also have access to free instantly-issued debit cards at any of our locations.

Easy Transfers

Students can easily transfer funds from any account or financial institution 24/7. Quickly deposit a check using the UFCU Mobile Banking app. Set up the app to show your up-to-the-minute balance without having to log in.

Convenient Locations

Need a notary or other personal assistance? Drop into a convenient campus location. Just need quick cash? Visit a campus-area ATM or drive-thru location.

Banking, the UFCU Way


What’s a Credit Union?

Unlike a bank, Members—not corporate stakeholders—own UFCU. That means our Members benefit from services focused on their financial success today and in the future. Best of all, the money we earn from banking activities goes right back into our community.

Personal Service

Our person-to-person relationship with each Member means students and parents have the opportunity to ask questions and receive personal financial services tailored to meet your needs. Financial consultations are by appointment and free of charge.

Financial Education

Our PlanU program helps our Members learn to navigate day-to-day finances and manage their money through financial workshops and a wealth of online resources. Our programs are always free of charge, and most are online to fit into your busy schedule.


Resources for Students (and Parents, Too)

UFCU Members have access to a rich collection of easy-to-understand financial resources to help you save, borrow, and plan for your money goals.

Watch for financial seminars and education offered throughout the year.