We Set Students Up for Success

A Bobcat's Choice, on Campus and Beyond


At UFCU, we want to set every student up for success and get them started on the right financial foot. Since 1936, students, faculty, and staff have chosen UFCU. We’re passionate about supporting and developing students’ financial health, on campus and beyond.

More than Just an Account


Open a Free Checking account at UFCU, and become a Member, not just an account number. Our Members are part of a community of people looking to strengthen each other’s financial well-being. Plus, Members get a lifetime of access to exceptional Member support, unique products, convenient services, and much more:

  • Instantly-issued replacement VISA® debit cards
  • 24/7 account access with secure Online and Mobile Banking
  • Easy online Bill Pay and worry-free account alerts
  • No monthly fees or minimum balance requirements
  • Free access to cash through two campus-area locations and more ATMs on campus than any other financial institution, including the athletic venues
  • Access to over 300 Credit Union Alliance ATMs, plus thousands of branches nationwide through the Shared Branch network
Get Started

Contact Us


(800) 252-8311 · (512) 467-8080

San Marcos Locations:

See All UFCU Locations

We Put Students First


Free Checking

Open a Free Checking account, and bank easy with no monthly fees or minimum balance requirements. Even after graduation, the account is free. Students also have access to free instantly-issued debit cards at any of our locations.

Easy Transfers

Students can easily transfer funds from any account or financial institution 24/7. Or, quickly deposit a check using the UFCU Mobile Banking app. We make it easy for students to get cash fast, and that’s money in the bank.

Convenient Locations

Deposit, withdraw, and consult. We make banking easy for students. Need personal assistance? Drop into our convenient Texas State campus-area locations. Or just need quick cash? Visit one of our on-campus ATMs. Stay safe by staying close to campus.

Banking, the UFCU Way


What’s a Credit Union?

Unlike a bank, Members own UFCU, not corporate stakeholders. That means our Members benefit from services focused on their financial success today and in the future.

Personal Service

Our person-to-person relationship with each Member means students and parents have the opportunity to ask questions, partner with, and receive personal financial services tailored to meet your needs.

Financial Education

At UFCU, we’ve created ways for students to learn, grow, and reach their goals. Our PlanU program helps our Members learn to navigate day-to-day finances and manage their money through financial workshops and a wealth of online resources.


Resources for Students and Their Parents

UFCU Members get so much more than just access to convenient deposits and withdrawals. We have a wealth of financial resources available at any time, online or in-person, to help you save, borrow, and plan for your money goals.

Be on the lookout for financial seminars and education offered throughout the year.