
An Account Built Just for U
At UFCU, we understand that your financial goals are as unique as you are. That’s why we’re committed to providing personalized guidance, tailored products, and comprehensive services to help you achieve them.
When you open a Simply U™ account at UFCU, you’re not just another number — you become a Member with access to the following benefits and more:
- Contactless instant-issue VISA® Debit Cards and replacements
- New Bobcat Debit Card design now available!
- Spend only what you deposit, ensuring no costly overdraft or interest fees
- No monthly fee or minimum balance requirements
- Convenient branch in the LBJ Student Center, another San Marcos area branch, and 22 Austin Metro-area locations
- • Access to 9 fee-free ATMs on campus and 55,000+ nationwide via the Allpoint Network
- Access your UFCU account at over 5,000 shared branches nationwide
- Online Banking & Mobile app to manage your account, transfer money, and pay bills — anytime, anywhere
- Direct Deposit to get your paycheck up to two days early
- Expert support for all your financial needs and questions
Join UFCU today and experience banking that’s personalized, just for you.
Open a Simply U™ Account
When you open an account at UFCU, you become a Member — not just another account number.
Open an Account
Your Path to Financial Success Starts Here

What’s a Credit Union?
Unlike big banks, where profits benefit corporate interests, at UFCU – it’s our Members who call the shots. Your success is our success.
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U Deserve Some Credit
Building a solid credit history shouldn’t be complicated. Our Credit Builder Loans are designed to help you get there, step by step.

Support in Your Corner
Whether you’re saving, spending, or planning for what comes next, we’ve got your back with tools, resources, and events that prioritize your financial success.