Longhorn Solutions for Your Financial Success
We are happy you’re here! UFCU is YOUR credit union! As a trusted financial partner of the University of Texas faculty and staff, we welcome you to join thousands of your fellow UT Faculty and Staff members who bank with UFCU. As Austin’s largest locally owned financial institution, it is clear that our Members trust us to put their interests first. The faculty and staff of The University of Texas at Austin™ was founded UFCU in 1936 to serve the UT community, and we’re ready to serve you, too. At UFCU, it all starts with U!
Benefits Beyond an Account
At UFCU, you’ll enjoy personalized solutions designed to help you succeed financially. As a Member of UFCU, you’ll get a lifetime of exceptional Member support, unique products, convenient services, great rates and terms that work for you.
Your Longhorn Solutions Package features:
- Free Checking with no monthly service fees, no minimum monthly balance requirements, free bill pay, and free Mobile Banking with Mobile Deposit.
- Mortgage — Support with low- to no-down payment, no-PMI (private mortgage insurance) loans, and personalized terms to meet your needs.
- Paycheck Bridge Loan — Helps bridge the gap between your first day of employment and your first paycheck with excellent repayment terms up to 12 months.
- Early Direct Deposit — Get paychecks up to two days early with Direct Deposit of your payroll.
- Auto Loans— Get competitive auto loan rates. Apply online or in person.
- Credit Cards — Your choice of Great Rate™, Cash Back™, or Travel & Rewards™ VISA® credit cards.
- Personal Credit Review and Financial Coaching with ability to refinance loans to more favorable terms. New Members can save thousands of dollars in interest by reducing terms or monthly payments.
- Financial Education available 1-on-1 or through a variety of educational offerings virtually and in person.
- CFS† Investment Advisors to help with rollovers and retirement planning.
- Instant-Issue Contactless VISA® Debit cards when you need a new card now.
- Schedule a visit with a UFCU representative for a wide variety of services from opening a new account, reviewing your credit, investment and insurance services, and more.
Contact Us
Campus-Area Locations:
Schedule a visit with a UFCU representative.
Learn more about Mortgage Services.
Official Corporate Sponsor of Texas Athletics
We Put You First
Inspired by our mission to support education — and because we were founded at The University of Texas at Austin — the education community is extra special to us. We are proud to give back to the UT faculty, staff, and student communities through sponsorships including UT’s Texas One Stop and Texas Athletics, professor lending programs, scholarships, internships, and more.
Checking, the Credit Union Way
Open a Free Checking account and bank easy with no monthly fees or minimum balance requirements, or find freedom in any of our convenient checking account options. Members also have access to free instant-issue contactless debit cards at any of our locations.
Easy Transfers and Access to Your Cash
Fuel your financial success by easily transferring funds from any account or financial institution 24/7. Or, quickly deposit a check, make a transfer, or pay a bill using the UFCU Mobile Banking app. You’re able to get cash fast, and that’s money in the bank.
Unmatched Convenience
Complete transactions 24/7 with Online Banking, or visit one of our 4 UT campus locations or 25+ campus-area ATMs in-person. Off-campus, we have more than 500+ ATMs throughout Austin and 55,000+ fee-free ATMs via AllPoint, available nationwide. Manage your account at thousands of national branches in the Shared Branch Network.
Banking, the UFCU Way
What’s a Credit Union?
Unlike a bank, Members own UFCU, not corporate stakeholders. A credit union is more than just a financial institution — it’s a partnership. Every day we aspire to move relationships from transactional to transformational, to change lives and strengthen communities.
Personal Service
Our person-to-person relationship with each Member means you can ask questions, partner with, and receive personal financial services tailored to meet your needs. That means our Members benefit from services focused on their financial success today and in the future.
Financial Education
At UFCU, we’ve created ways for all to learn, grow, and reach their goals. Our PlanU program helps our Members learn to navigate day-to-day finances and manage their money through financial workshops and a wealth of online resources.
Resources for You
UFCU is your financial partner for life. We are here to help you reach all your life goals — maximizing your budget, planning for a major purchase, and helping you realize your own unique financial vision for your future.
- Set and achieve your financial goals. Follow these five simple steps.
- Get great rates and lower fees. Find out how credit unions operate.
- Find out if you’re ready to retire. Ask yourself these seven questions.
Be on the lookout for financial seminars and education offered throughout the year.
Open an Account