Proud to Be Your Trusted Banking Partner
In 1936, the faculty and staff of The University of Texas at Austin™ came together to establish UFCU. Today, as Central Texas' largest credit union, our commitment to the UT community is as strong as ever. For more than 88 years, we have been dedicated to providing personalized services, expert guidance, and the tools and resources to help faculty and staff achieve financial success.
By joining UFCU, you’re not just opening an account — you’re becoming part of a community dedicated to your financial well-being. Open an account today and experience Member benefits designed with you in mind:
- Free Checking — No NSF fees, no monthly service fees, and instant-issue VISA® Debit Cards and replacements.
- New Longhorn Debit Card Design — Coming soon!
- Early Direct Deposit — Get your paycheck up to two days early with Direct Deposit.
- Convenient Branches — Four UT campus locations and 22 in the Austin area.
- Fee-Free ATMs — Access to 25+ fee-free on-campus ATMs, 500+ throughout Central Texas, and 55,000 more via the Allpoint network.
- Free Online Banking & Mobile app — Deposit checks, pay bills, transfer money, and manage your account anytime, anywhere.
- Paycheck Bridge Loan — Bridge the gap between your first day of employment and your first paycheck with excellent repayment terms up to 12 months.
- Monthly financial education topics — Presented in partnership with UT Healthpoint.
Wherever you are on your unique journey, you can count on us to be here with the support you need at every stage.
Open an AccountContact Us
(512) 467-8080 · (800) 252-8311
Meet with a UFCU representative.
Learn more about Mortgage Services.
Official Corporate Sponsor of Texas Athletics
Trusted Banking Partner for UT Faculty and Staff
Discover a Mortgage That Gives U More
As Austin’s #1 credit union for eight consecutive years, we’ve helped more individuals build lifetime wealth through homeownership than any other company in Central Texas. From first homes to dream homes, investment properties, and everything in between, our dedicated mortgage loan officers can find you the mortgage loan to fit your budget and needs.
Professor, Doctor, and Community Hero Program
Enjoy specialty loans with down payments as low as 3%, no PMI, and flexibility to close within 90 days of starting an employment contract. Tailored options include first-time homebuyer, adjustable-rate, conventional, VA, and more.
Seamless Process, From Start to Close
Easily apply, track progress, manage documents, and access contracts through our app designed to simplify your mortgage journey.
Right Where U Are
Whether you're miles from the Forty Acres or outside Texas, you can effortlessly manage your finances at thousands of national branches in the Shared Branch Network.
What’s a Credit Union?
Unlike big banks, where profits benefit corporate interests, at UFCU, our Members call the shots. Your success is our success.
Personalized Service
Schedule a one-hour consultation with a UFCU representative for budgeting, credit counseling, planning, and more.
Support in Your Corner
Whether you’re saving, spending, or planning for what’s next, we’ve got your back with tools, resources, and events that prioritize your financial success.
UFCU Insurance Services
Get support with rollovers and retirement planning from our agents at UFCU Insurance Services®, a wholly owned subsidiary of UFCU.
Get a Quote
Review Your Credit Score
Use our online credit-building tool, Credit Coach, for personalized recommendations on your credit health and areas for improvement, along with helpful resources to track your progress.