Financial Advice

Buy & Own a Car

When to Refinance Your Auto Loan

Refinancing your car loan can save you money in interest and lower your payments. Is now a good time to refinance? Consider these five tips before you decide.

Feb 16, 2024

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Are You Paying Too Much for a New Car?

At UFCU, you are not a loan number or a quota to meet. You are a Member whose best interest is our best interest. When you are ready to buy a car, our seasoned lending team stands ready to help you get the car you want on the best possible terms for your situation.

May 17, 2022

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Is Now a Good Time to Buy a Car?

When is the best time to buy a car? Anticipating the end of your car’s useful life can help you time your new car purchase to your best advantage. Here are some tips for buying a car at the best time.

Jul 29, 2021

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Top Socially Distanced Weekend Vacays for Austinites

Feeling in need of a vacation lately? We feel you. And we’re here to tell you that you don’t have to book a plane ticket to completely escape work pressures and life stresses for a few days.

Mar 12, 2021

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How to Enjoy Austin from the Comfort of Your Car

With its legendary music and art, hometown guitar heroes, and barbecue messiahs, the spirit that runs through Austin is something that stays alive no matter what. And even when things feel a little “weirder” than usual around the ATX, you can still experience the best of our town without ever having to leave your car. You just have to know where to drive.

Mar 12, 2021

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Why Credit Matters When Buying a Car

Before you decide to buy a car, consider your credit score. And follow these steps to leverage your credit and get the best deal possible.

Oct 1, 2020

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Five Ways to Beat the Heat in Your Car

When the call of adventure beckons, having your own car means that you can pick up your keys and take off. However, at this time of year in Central Texas, hot days can slow you down. Don’t let high temperatures get the best of you and your car. Outsmart the sun with our five coolest ways to avoid the heat!

Jun 5, 2020

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Serve Your Community from Behind the Wheel

If you want to use your car to make the world a better place, we want to help! There are a variety of ways you can help your community from behind the wheel.

Mar 6, 2020

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Better Research Returns Better Outcomes on Auto Loans

If you’re ready for a new car, even if it’s just new to you, do your homework first. Here are three ways better research usually ends in better outcomes.

Nov 13, 2019

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What to Know About Extended Warranties

Who foots the bill for car repairs once your original vehicle warranty expires? Without an extended warranty, you will.

Sep 26, 2019

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Your Auto Loan Term Is More Important than You Think

Are you in the market for a new car? Don’t underestimate the importance of your auto loan term.

Aug 29, 2019

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Top 5 Ways to Minimize Car Stress with Your Pet

The prep work for traveling with your pet is as important to your success as the drive itself. Take advantage of our top five ways to have a safe and happy ride with your best four-legged friends.

Jul 11, 2019

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Know Your Driving Habits

Before you start car shopping take a good, hard look at your personal driving habits and determine which car best meets your needs. Here are a few questions to ask yourself before you ever step foot into a dealership.

Jul 3, 2019

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Become a Smarter Car Buyer

While a lot of cars are affordable, they're still considered a large purchase and can significantly impact your budget. Consider these strategies for success the next time you’re in the market for a vehicle.

Jun 26, 2019

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Is It Time to Upgrade to a Bigger Vehicle?

Have you outgrown your cute little two-seater or tiny econo-car? Is it time to upgrade your tiny transportation to something larger and more comfortable? Whether you need to make room for a new baby, a big pooch, or your next DIY project, a bigger vehicle might be the answer. Consider these reasons why, and learn what to look for in a larger vehicle.

Jun 6, 2019