Educate: Information to help you buy wisely
Locate: Simplified car buying experience
Finance: Rates as low as 2.15% APR*
Insure: Special group rates and discounts


Our goal is to help you buy wisely and save money. UFCU’s Wheels 101 Buyer’s Guide will help you learn more about the car buying and financing process.


If you are looking for a pre-owned vehicle from one to four years old, tell us your exact specifications and UFCU Locate-to-Order Automotive will find it for you.


We are dedicated to helping you save money on your auto loan. UFCU offers the same low rates on new and pre-owned vehicles and up to 100% loan financing with flexible terms.

Apply Now!

A UFCU Auto Loan is a perfect fit for your needs with one low rate for both new and used vehicles and flexible terms.

After completing our simple online application, which only takes a few minutes, you will receive a decision and the option to sign your documents electronically.

UFCU Members

To apply online for a UFCU Auto Loan, please log in to UFCU Online Banking and select "Loan Application".

Not a UFCU Member yet?

Proceed with our non-member application now, and we will have you shopping for the vehicle of your dreams in no time.


Our agents are experts at evaluating your personal insurance needs. UFCU partners with highly-rated insurance companies to provide our members the best rates available without compromising coverage.


From Our Members

It was so easy!!!!

I was so amazed on how easy it was to get my loan through UFCU for my car. The loan officers were so easy to talk with and answered questions. I still couldn't believe I didn't have to go in and sign papers, that's how easy it was.

Thank you UFCU.

Very Satisfied & Smiling

P.S. I love my NEW CAR...

Consistently beats dealership's bank's rates

I've been a member of UFCU since Fall 1995 when I came for college -- I have checking, savings, and have had 5 car loans with UFCU since that time. Every time I've gone to close on a new car, the dealer(s) have always tried to push their preferred banks with whom they have a relationship. UFCU has always beat the dealer by several significant percentage points. They just always seem to work out to be less than everyone else. Their auto loan officers almost always are able to give me a quote over the phone -- which takes the hassle out of waiting and haggling with the dealerships' finance office.

Totally impressed with customer service!

After dealing with 'too big to fail' banking, I've been totally impressed with the professionalism and service at UFCU. My rep made sure I got the loan I wanted and the best APR. I'd almost forgot what it felt like to be a customer and not an account number. I've told anyone who will listen about my great experience.

4 Loans Going on 5, always great service and the best rates!

I've been a UFCU member since 1999, and have had nothing but great experiences with their auto loan services. Each time I've bought a car, I've shopped around various local and online banks. UFCU has always been the most competitive on interest rates, and their excellent customer service has never let me down. I know I can always walk into a local branch if I have any questions or concerns. Anytime a friend asks for a loan recommendation, I tell them to consider UFCU.

Absolutely Perfect

I do not believe it is possible to have a better banking experience than my auto loan. Easy? Doesn't do it justice! Professional? Totally. I just literally cannot find the proper words to describe this exceptional service... fast, easy, professional and unbelievable rate... need I say more?

UFCU Auto Loan

I was being robbed by the dealership and their high interest rates. I should have known better, luckily I was able to refinance with UFCU and got an excellent rate! I am saving tons in interest. On top of that, the service was wonderful with UFCU. I received excellent customer care.

From Our Employees