Financial Advice

Buy & Own a Home


Don’t Assume You Can’t Afford to Buy

Learning about buying a home while enjoying some coffee

Owning a home – it’s not as crazy as it sounds.

Owning your own home might feel like a “someday” dream, but what if the smartest time to buy is today? Trust us—it’s not as crazy as it sounds.

  • If you’re paying rent, there’s a good chance you can afford to buy. In fact, your mortgage payments could be very similar to the rent payments you already make. 
  • Mortgage rates are at all-time lows—and they could go up soon, so buying now means you can afford more home. See how much rates can affect your buying power.

Don’t assume that buying a home is out of your reach! Now is the perfect time to consider it, and UFCU is here to guide you through every step. We’ve helped thousands of first-time buyers just like you.

Take the next step.

Call us at (512) 997-HOME (4663) or (800) 476-8409 for a free, zero-pressure mortgage loan consultation. We’ll help you understand your options and figure out your best next step.

You can also apply online now if you’re ready to get the ball rolling. We’re excited to help you picture yourself in your first home!