Financial Advice

Buy & Own a Home

TOPICS

  • Buy & Own a Home

    Managing Adjustable Rate Mortgages

    If you are a homeowner with an adjustable-rate mortgage, you may be worried about your finances every time interest rates rise. Know how ARMs work, and you can plan for future payment increases.

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  • Buy & Own a Home

    Investing in Land

    Whether a neighborhood lot, country acreage or lakeside tract for weekend getaways, investing in land can bring years of enjoyment and be a valuable addition to your investment portfolio.

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  • Buy & Own a Home

    What is Mortgage Insurance?

    Many homebuyers confuse mortgage insurance and mortgage life insurance. Mortgage insurance protects the lender from the additional risk associated with low-down-payment loans.

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  • Buy & Own a Home

    What is Title Insurance?

    If this is the first time you’ve bought a home, you may be wondering what title insurance is, and if you really need it. We’ll break it down so you can make an informed decision.

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  • Buy & Own a Home

    Getting a Mortgage Approval

    Get some guidance on the mortgage application process, including the lowdown on what information you’ll need for the application and what conditions apply to certain requirements.

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  • Buy & Own a Home

    Understanding Mortgage Types

    Today’s homebuyer has a virtual smorgasbord of financing options. Before committing to a mortgage, research what’s available to you and which loan type makes the most sense for your situation.

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  • Buy & Own a Home

    Buying a Short Sale or Foreclosure

    Often, a home sold through short sale or foreclosure will cost less than a comparable home sold the old-fashioned way. But both can present unique challenges that you should be aware of first.

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  • Buy & Own a Home

    Buying in a Slow Housing Market

    Why spend more than you have to? By recognizing the opportunities slow housing markets present, prospective buyers can break away from the pack and take advantage of good deals.

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  • Buy & Own a Home

    Working with Real Estate Agents

    Purchasing a home is likely the single largest investment you will make in your lifetime. A good agent can provide valuable insight, information and interpretation of the information involved.

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  • Buy & Own a Home

    Buying a Home: The Basics

    Read our simple roadmap for buying your first home: how to prioritize the process, calculate what you can afford, work with real estate professionals and narrow down your search.

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