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Bill Berglund, UFCU Lending Manager, visits KXAN's Studio 512 to break down the car buying process.
If you’re in the market for a new ride this spring, make sure there won’t be any bumps in the road before you start shopping. Our goal is to help you buy wisely and save money, not simply to sell you a loan. A seller’s objective is to maximize profit.
Step 1: Get preapproved with your financial institution before even thinking of shopping
Step 2: Do your homework
Step 3: Keep the transactions separate
Step 4: Slow Down and be prepared to walk away
Research the value of your vehicle.
How much will you owe?
Buying with plastic can cost you little or plenty - depending on how you use it. Knowing the true price of credit before you charge can save countless dollars and hours of anxiety.
How much car can you afford?