Easy to Qualify
UFCU Members can open a Cooperative CD with our partner credit union, SACU. All you need is a UFCU checking, savings, or money market account in good standing, with at least $1,005 available to meet the Cooperative CD minimum balance requirement.
During the SACU account opening process, your funds (at least $1,005) will be transferred from your UFCU account to your new SACU Cooperative CD.
Learn more and view rates.
Simple to Get Started
To open a Cooperative CD and take advantage of higher interest rates, you’ll need to become a Member of SACU. It’s quick, easy, and free, and it won’t change your UFCU membership.
Here’s what else you’ll need:
- Social Security Number
- Date of Birth
- Current address
- Previous addresses (if your current address is less than 12 months)
- Email address
- Telephone numbers
- Identification Information (Driver’s License, Passport, Military ID, State ID)
- UFCU account number (to transfer funds to your new SACU account)
- Beneficiary information (Name, Social Security Number, Address), if you are designating a beneficiary
You can transfer funds online to your new Cooperative CD from any qualified UFCU account, including individual and joint accounts with regular savings, special savings, Money Market savings, free checking, Plus checking, or Premium checking.
SACU cannot transfer through their online portal from UFCU Kidz savings, Teen savings, Teen checking, Business checking, CDs, IRAs, Trusts, or Estate accounts. If you'd like to transfer to your Cooperative CD from one of these UFCU account types, please visit a SACU location.
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A Partner You Can Trust
San Antonio Federal Credit Union has operated in the San Antonio area for more than 80 years. Like UFCU, SACU is 100% Member-owned, Member-directed, and Member-governed — and demonstrates the same strong credit union values that we do.
Heads Up: One of the many ways to join SACU is by becoming a member of the Longhorn Foundation. If you are not already a member of the Longhorn Foundation, we will process your membership for you.
*Rates are offered by SACU and are subject to change without notice at any time.