Savings Solutions

Put Your Savings Goals Within Reach

Savings

Fee-free, insured, and easy to manage

Earn 0.05–0.25% APY

Withdraw anytime

Dividends paid quarterly*

$5 minimum

$0 monthly fee

Money Market

Ideal for higher yield, short-term savings

Earn 0.05–0.25% APY

Withdraw anytime

Dividends paid monthly*

$2,500 minimum

$0 monthly fee

Certificates

Lock in a rate and let your funds grow

Earn 0.10–2.95% APY

3–60 month terms

Dividends paid monthly*

$1,000 minimum

$0 monthly fee

IRAs

Let your funds grow and save on taxes

Earn 0.10–2.95% APY

3–60 month terms (or withdraw anytime)

Dividends paid monthly*

$100–1,000 minimum

$0 monthly fee

Saving Should Be Simple

At UFCU, your savings goals are important to us. Whatever you’re saving for, we make it easy:

  • 24-7 account access with Online and Mobile Banking
  • Optional automated notifications about your accounts
  • Unlimited free transactions with Savings and Money Market accounts
  • Membership Rewards for Money Market accounts

Branch Out with Online Banking

View your account balance, reload your card, and pay bills for free, 24-7.

Learn More

New to Saving?

Don’t worry. We’ve got easy-to-follow tips that can help take the guesswork out of saving, whether you’re just getting started or maintaining your savings plan.

Read More


APY = Annual Percentage Yield

* Dividends are calculated by the daily balance method. Dividends are based on UFCU's earnings at the end of a dividend period, and cannot be guaranteed.

Federal regulations establish the maximum number of times you can make remote withdrawal transactions on your savings or money market account. Each month, you may have a maximum of six withdrawal transactions made by check, draft, or similar order to a third party. In-person transactions are unlimited.

‡IRS penalties apply

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This information is provided for illustrative purposes only. Rates are subject to change, and terms may vary based on your individual circumstances.