Premium Checking

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  • + What if I have a Premium Checking account for my personal banking?

    At this time, you can continue to enjoy the great dividend rate and generous point-of-sale limits of your personal Premium Checking account. Here are your benefits:

    • Monthly Fee: $15 monthly fee if average daily balance falls below $10,000
    • Earn 0.050% and 0.05% APY (calculated daily; paid monthly on balances of $2,500 or more)
    • Custom Checks: Free
    • Courtesy Pay: Up to $1,000
    • ATM Daily Cash Limit $2,000 (subject to change)
    • Debit Card Daily Point of Sale Limit $7,500 (subject to change)
    • Free ATM transactions
    • Free money orders
    • Free cashier’s checks
    • Line-of-credit
    • Free access to your funds
  • + Can I open a new Premium Checking account for my personal banking?

    UFCU is no longer opening new personal Premium Checking accounts. Please review the benefits of our other checking accounts.