Invest & Save

Are you looking for a relatively safe, low-risk investment, but want a higher return than a standard savings account? Consider a certificate of deposit (also known as a CD), in which you invest an amount of money at a specified interest rate for a pre-determined length of time. Earned interest is deposited into the certificate account either monthly or quarterly. That interest adds up over time, allowing your savings to grow.

Many things can influence our spending habits. Understanding the triggers can help you become a more conscious consumer. Here’s what to know.

Get a guaranteed return, and supplement your retirement with a fixed annuity from UFCU.

It’s never too late to begin your personal retirement planning. Learn three easy ways to potentially increase your retirement savings without making drastic changes to your budget.

If an inheritance windfall comes your way, here are three tips for managing it wisely.

Saving helps you plan for the future and provides a safety net in case of an emergency. Learn different saving methods and how to stay motivated so you can achieve your goals.

In these uncertain times, we have witnessed many changes in the stock market. How you react to these changes can reveal the type of investor you are, and the amount of risk you are willing to tolerate in your investments.

In these uncertain times, we have witnessed many changes in the stock market. How you react to these changes can reveal the type of investor you are, and the amount of risk you are willing to tolerate in your investments.

The SECURE Act may have the largest impact on retirement planning since the Pension Protection Act of 2006. Many provisions offer enhanced opportunities for individuals and small business owners, but there is one notable drawback for investors with significant assets in traditional IRAs and retirement plans.

There’s one item on your to-do list after a baby is born that should be automatic: opening a savings account for their future. Here are three ways you might get started.

Take a deep dive into what it means to pay yourself first, and how you can achieve this goal consistently.

If you are thinking of retiring, take this retirement readiness test.

Life insurance is more than just a way to pay the bills if something happens to you. Consider these five reasons to get life insurance.

What is a money market account, and does one have a place in your financial plan? Find out if money markets can make sense, and cents, for you.

Have you mastered the skill of saving money? Consider these four tips for building up your savings.

The world of investing can be overwhelming to those who are new to it. Consider these tips for getting started.

You’re never too young or old to start investing. The truth is investing is important at every age. Consider these three reasons you might learn to invest, regardless of your birthdate.

Unexpected medical events can result in costly out-of-pocket expenses. If unforeseen medical costs are in your realm of possibility, consider these six simple steps to position yourself for the future better.

When you have a baby, it’s easy for expenses to add up. But not all of the typical baby expenses are necessary. If you’re looking for ways to tighten your budget, consider these three expenses that many new parents might categorize as nonessential.

One of the great benefits of being a UFCU Member is having access to a wide range of savings options. But how do you know which strategy is best for you? Here’s a primer on UFCU savings options to help you make the most of your investments.