University Federal Credit Union: Live, Learn, Prosper

Savings Accounts

Whether you're saving for a rainy day, a major purchase, or your next great vacation, UFCU offers an account to meet your needs.

  • Regular Savings
    Establish your UFCU membership with our basic savings plan.
  • Kidz Savings
    The perfect way to introduce youngsters to the adult world of money management.
  • Teen Savings
    Savers between 13 and 17 can begin building a financial history with this no-fee account.

Access your account information 24/7 via Online Banking. Receive instant notifications about your accounts, such as when an account falls below a certain balance.

Regular Savings Kidz Teen
Initial minimum deposit $5 $5 $5
Unlimited withdrawals & deposits Yes Yes Yes
Funds are insured to at least $250,000 by the National Credit Union Administration Yes Yes Yes
Monthly fee $0 $0 $0
Dividends paid Paid quarterly on day-end balances of $100 or more Paid quarterly on day-end balances of $5 or more Paid quarterly on day-end balances of $5 or more
Rate Tiered Variable Variable
Access funds through ATMs, Phone Banking and Online Banking Yes Yes Yes
Ideal for: Saving for a rainy day, car, college or something special Savers 12 years and younger Savers ages 13-17 years

Restrictions: Federal regulations establish the maximum number of times you can make remote withdrawal transactions on your savings account. Each month, you may have a maximum of six remote withdrawal transactions.

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