University Federal Credit Union: Live, Learn, Prosper

Certificate & IRA Rates

Fixed Rate Certificate

Term
3 Month
0.05%
0.050%
6 Month
0.05%
0.050%
12 Month
0.10%
0.100%
24 Month Step-Up
0.10%
0.100%
24 Month
0.25%
0.250%
36 Month
0.50%
0.499%
48 Month
0.75%
0.747%
60 Month
1.00%
0.995%

Effective Date: November 15, 2012

To learn more about Fixed Rate Certificate accounts including account limitations, minimum to open, etc, please visit the account page.


Fixed Rate IRA Certificate

Term
6 Month
0.05%
0.050%
12 Month
0.10%
0.100%
24 Month Step-Up
0.10%
0.100%
24 Month
0.25%
0.250%
36 Month
0.50%
0.499%
48 Month
0.75%
0.747%
60 Month
1.00%
0.995%

Effective Date: November 15, 2012

To learn more about Fixed Rate IRA Certificate accounts including account limitations, minimum to open, etc, please visit the account page.


Variable Rate

TermEarly Saver CertificateIRA
12 Month - over $20,000
0.25%
0.250%
 
12 Month - up to $20,000
1.25%
1.243%
 
Variable  
0.25%
0.250%

Effective Date: October 1, 2012

Dividends are based on University Federal's earnings at the end of a dividend period and cannot be guaranteed.

To learn more about Variable Rate accounts including account limitations, minimum to open, etc, please visit the account page.


Brokered CDs

UFCU Investment Services, available through our broker/dealer CUSO Financial Services, L.P.,* also offers a brokered CD service. View the most recent rate update.


Fees could reduce earnings on account.

Penalties may be imposed for early withdrawal on certificates and IRAs.

APY = Annual Percent Yield



* Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. UFCU has contracted with CFS to make non-deposit investment products and services available to credit union members.

Printed from the UFCU website. Find this page at:
https://www.ufcu.org:443/accounts/member/rates/ira.php