University Federal Credit Union: Live, Learn, Prosper

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Signature Loans

UFCU signature loans offer competitive rates, and payments can be automatically deducted from your UFCU account. Choose from a line-of-credit, fixed term unsecured loan or debt consolidation loan.


When you want to have extra cash available for emergencies, but don’t want to pay interest until you use it, UFCU's line-of-credit is the perfect solution. A line-of-credit provides access to your cash whenever you need it, 24 hours a day, through any UFCU ATM machine or our phone banking or Online banking services. Use just what you need, and as you make your loan payments, your buying power is automatically replenished.

A line-of-credit is ideal for overdraft protection on your checking accounts. Funds can be automatically transferred to your checking accounts to cover any checks that may attempt to clear for more than your available checking balance.

Fixed Term Unsecured Loan

Our fixed term unsecured loans are a great alternative when you need a one-time loan for things like vacation, family emergency, appliance replacement and so on.

Debt Consolidation Loan

A UFCU debt consolidation loan helps rid you of high rate credit card debt, by consolidating loan or card balances into one lower payment. Let us set you up with one low monthly payment at rates that are likely lower than what you are paying now.

Need a signature loan? Apply online and get a response in less than 15 minutes.

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