University Federal Credit Union: Live, Learn, Prosper

Wouldn’t it be great to have more time to actually enjoy your money instead of watching over your checkbook? With UFCU’s four checking accounts, you choose the best option to manage your day-to-day finances.

Access your account information and cleared checks via Online Banking 24/7. Set up an Account Alert to be notified by email when a check has cleared your account. Itís safe, secure, and easy!

The following services are FREE for all UFCU checking accounts: Instant Issue VISA® Debit/Check Card, Online Banking, Mobile Banking, Bill Pay, eStatements, Account Alerts, Phone Banking and access to over 300 ATMs across the central Texas and Galveston County areas.

Use our handy comparison chart to help decide what type of checking account is right for you.

Free » Plus » Premium » Teen »
Minimum to Open $25 $2,500 in combined balances* $10,000 $25
Monthly Service Fee None $10, if combined month-end balances*, fall below $2,500 $15, if average daily balance falls below $10,000 None
Custom Checks Free Free
Line-of-Credit N/A
Courtesy Pay Up to $400 Up to $1,000 Up to $1,000 Up to $400
Non-UFCU ATMs $1 Fee Waived $1 Fee Waived
ATM Daily Cash Limit $1,000 $1,000 $1,500 $500
Debit Card Daily Point of Sale Limit $2,000 $5,000 $7,500 $2,000
Money Orders Free Free
Cashier’s Checks Free Free
Traveler’s Checks For One Free Free
Traveler’s Checks for Two Free
Premium Travel Rewards Credit Card N/A N/A N/A
Rates** 0.000.01%0.05%1.25%
Dividends Paid N/A Calculated daily, paid monthly on balances of $1,000 or more Calculated daily, paid monthly on balances of $2,500 or more Calculated daily, paid monthly on balances up to $500

* Savings, Checking, Money Market, Certificates and IRA Accounts combined under one account number.

** Rates are listed in APY (Annual Percentage Yield) and subject to change daily

= Available, please ask a UFCU representative for more details.

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