A Longhorn’s Choice, on Campus and Beyond
We were founded in 1936 on the Forty Acres when a group of individuals set out to do things a little bit differently. But our roots with UT go far beyond calling the same place home.
As Austin’s #1 Credit Union, we’re committed to providing Longhorns with the services, technology, and financial guidance needed through college and beyond – evolving with you as your needs change. Let's get started together.
Get Connected
At UFCU, we’re here to make your banking experience more convenient and easier than ever before.
Come visit one of four UT campus-area UFCU branches to get started:
- Get your contactless instant-issue Visa® Debit Card.
- Add your UFCU account to your digital wallet.
- Access accounts on the go with Online Banking and our Mobile app.
- Pick a time to visit with a UFCU representative for a free, one-hour consultation on budgeting, credit counseling, or any other financial health needs.
Stress-Free Services
Open a Free Checking account at UFCU and become a Member — not just an account number. Our Members are part of a community of individuals looking to strengthen each other’s financial well-being. Plus, Members get a lifetime of access to exceptional Member support, unique products, convenient services, and more:
- Online Banking and Mobile app for seamless bill pay, transfers, and 24/7 account access
- Contactless instant-issue replacement VISA® Debit Cards
- No monthly fees or minimum balance requirements
- Four convenient campus-area branches
- Over 25 fee-free ATMs near campus, more than 500 throughout Central Texas, and 55,000 nationwide
- Resources and loan products to help you build a solid credit history
- Unmatched service from one of our 20+ Central Texas branch locations
Official Corporate Sponsor of Texas Athletics
Tools U Can Use
Free Checking
Open a Free Checking account, and bank easy with no monthly fees or minimum balance requirements. Even after graduation, the account is free.
Easy Transfers
Students can easily transfer funds from any account or financial institution 24/7. Quickly deposit a check using the UFCU Mobile app to bank on your terms.
Convenient Locations
Need a notary or other personal assistance? Drop into a convenient campus location. Just need cash? Visit a campus-area ATM or drive-thru location.
Banking, the UFCU Way
What’s a Credit Union?
Unlike a bank, Members — not corporate stakeholders — own UFCU. That means our Members benefit from services focused on their financial success today and in the future. Best of all, the money we earn from banking activities goes right back into our community.
Personal Service
Our person-to-person relationship with each Member means students and parents can ask questions and receive personal financial services tailored to meet your needs. Financial consultations are by appointment and free of charge.
Financial Education
Our Members learn to navigate day-to-day finances and manage their money through financial workshops and a wealth of online resources. Our programs are always free of charge, and most are online to fit into your busy schedule.
The Resources U Need
UFCU Members have access to a rich collection of financial resources to help you save, borrow, and plan for your money goals.
- Enjoy college without debt. Learn how to best budget your cash.
- More freedom means more responsibility. Manage your money wisely.
- Start adulthood with solid credit. Read our tips.
- How to save for college. Benefits of 529 plans.
Watch for financial seminars and education offered throughout the year.